Loan Rates

Current Base Rates as low as:

Inland Valley FCU utilizes a Risked Based Lending system. The above Base Rates will be adjusted based on a combination of your Experian FICO Score and MDS Bankruptcy Score.

On Vehicle, Recreation Vehicle and Personal Loans: The best scores may reduce rates up to 1.00%; the lowest scores may increase rates up to 9.75%.

The following .25% patronage rebates are available on Personal, Vehicle and Recreational Vehicle Loans:

  • IVFCU Value Visa
  • Usage of It’sMe247
  • Golden Member
  • E-Statement Enrollment

Members with a recurring “net pay” direct deposit into an account with automatic transfers to the loan earn a 0.50% rebate on Vehicle, Recreation Vehicle and Personal Loans.