Current Base Rates as low as:
New Auto loan
APR as low as
4.240*
For current year models.
Used Auto Loan
APR as low as
4.740*
For loans 5 yrs and newer
Older Used Vehicle
APR as low as
5.240*
Vehicles not in the last 5 model years (2007 and older)
Recreational Vehicle Loan
APR as low as
4.940*
Have some fun this summer in your new RV
Personal Loans
APR as low as
8.840*
$30,000 maximum - consolidate your high rate loans
Line of Credit
APR as low as
6.250*
Protect your checking, apply now for overdraft protection
VISA
APR as low as
8.880*
Apply for a Visa now
Inland Valley FCU utilizes a Risked Based Lending system. The above Base Rates will be adjusted based on a combination of your Experian FICO Score and MDS Bankruptcy Score.
On Vehicle, Recreation Vehicle and Personal Loans: The best scores may reduce rates up to 1.00%; the lowest scores may increase rates up to 9.75%.
The following .25% patronage rebates are available on Personal, Vehicle and Recreational Vehicle Loans:
- IVFCU Value Visa
- Usage of It’sMe247
- Golden Member
- E-Statement Enrollment
Members with a recurring “net pay” direct deposit into an account with automatic transfers to the loan earn a 0.50% rebate on Vehicle, Recreation Vehicle and Personal Loans.